Contents

• This report is based on the following requirement -
• Using BNP Paribas’ retail banking* (http://www.bnpparibas.com/en) as a case study:
• 1.      Identify a potential target market for BNP Paribas’ retail banking’s future international expansion strategy. (This means that you must not choose a market already served by BNP Paribas’ retail banking; doing so will result in failing this assignment).
• 2.      Identify the macro-environmental characteristics of this market.
• 3.      Critically analyse the key strategic issues the firm faces in expanding into this market (opportunities and threats in the firm’s external environment plus strengths and weaknesses in the firm’s internal environment).
• 4.      Recommend actions to be taken to ensure that this strategic international expansion is a success for the firm.
• *Retail banking is when a bank executes transactions directly with consumers, rather than corporations or other banks. Services offered include savings and transactional accounts, mortgages, personal loans, debit cards, and credit cards. The term is generally used to distinguish these banking services from investment banking, commercial banking or wholesale banking.
• You are strongly advised to structure your report in the same order as the assignment tasks set out above.
• Remember to include a list of references used at the end of the report (presented Harvard style).

Description

Banking services are diverse in nature. Retail and corporate and institutional are the two major divisions of a banking operation (Ghosh, 2012). BNP Paribas also offers financial services. Institutional services offered by BNP Paribas in almost all the countries that it is operational in. Institutional banking in one in which various products are specifically designed and offered to corporate sectorial organizations. This type of business is a high risk and high return type of business. Retail business BNP Paribas is however not present in all countries where it is operational. Retail business is a less profitable with low risks involved. Jordan offers a good retail base as it is a country defined as upper-middle class by World Bank hence lots of opportunity exists (The World Bank, 2015). The paper thus critically scrutinizes t macro and micro environmental factors that are conducive for BNP Paribas for catering markets of Jordan. The study also identifies varied issues that can be experienced by the bank along with recommendations to overcome the same.