Contents
Introduction – Purpose, Background, Scope, Limitations- Credit risk – Credit risk faced by banks, Structures and policies to manage credit risk, Regulations imposed by APRA and their effectiveness.
- Statement of monetary policy 2006
- Westpac’s credit quality and credit risk management systems
- Conclusion on credit risk management
- Reference list of credit risk management
Description
The report focuses on; identifying credit risk faced by banks, structures and policies in place to manage credit risk, regulations imposed by APRA to limit credit risk and their effectiveness in protecting shareholders and depositors. The report will also identify the comments in the RBA paper that may have caused the concerns and finally report on Westpac’s credit quality and credit risk management systems and approach.
